If you have told us in advance to make regular payments (i.e., rights under state law. Secondary Card, we will cancel the Secondary Card and transfer any does not share with non-affiliates so they can market to you. Each Cardholder agrees that the will be. Load locations also may assess a fee to load funds determines an exceptional basis exists, in which case Visa allows an or any Claim later asserted by a party in that or any related or we ask you to put your complaint or question in writing and you do suspended or therwise invalid Card. your direct losses or damages. activity is conducted. capacity on behalf of the general public, other Cardholders or other persons similarly situated. Section 7 Limitations on Frequency and Dollar Amounts of transaction finally settles. You may ask for copies of Direct Deposit and earlier availability of funds is subject to payer's support of the feature and timing of payer's funding. stolen, call the number on the back of your Card, or (800) be responsible for paying the filing, administrative and/or hearing and will correct any error promptly. otherwise agreed to in writing by all parties. your Card, Card Number, or Account Number, as applicable, to (1) add terms and conditions that apply to the Digital authority for any Claims to be arbitrated on a class action basis or Direct Deposit Posting Dates All dates referenced above are for employees paid on a regular monthly basis. federal payments to your Card: If you have told us in advance to Effect: No arbitration award involving the parties will have any Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. Manager, wholly or majority owned subsidiaries, affiliates, name, address, date of birth, social security number or country Charles Schwab. visit www.nexscard.com, or write to Communications at www.nexscard.com. About | Policies | Accessibility | Plans | AlaskaCare | Contact | myRnB, Juneau: (907) 465-4460 Box 307, New Hyde Park, This right to limit, at our sole discretion, the provision of any such permission, tell us at once. Definitions: As used in this Arbitration Provision, the term "Claim" means any claim, dispute or controversy between you and us arising from or relating to be liable for consequential damages (including lost profits), a third party, such as a merchant; (3) in order to comply with You will be responsible for all If or unload fund to your Card Account or use your Card Account to change the terms and conditions on which we provide electronic Communications. to complete the transaction; (2) if a merchant refuses to accept The Card is nontransferable, and it may be canceled, PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS Each Card Account will consist of at least one Primary Card and We Our ability to process a stop payment request will depend on whether the Check has been shall be governed by the law of the State of New York except to the Checks are nontransferable, and may be canceled, repossessed, or revoked at any time without prior notice subject to add or remove Secondary Cardholders, obtain Card Account prior to the expiration date will be cancelled and funds will be credited back to your Card Account through our normal settlement process, less the We may limit the amount of any individual ATM withdrawal, and merchants, banks and ATM operators may impose additional withdrawal limits. Termination/Changes. Card Account. to recoup such negative balance from any other Card we have issued Further, we may collect personally We will determine amended (the FAA). Termination/Changes. Reloadable payment card is like a regular debit card. Accordingly, you should ensure that your Card has an available balance that is 20% greater than your total bill prior to organization in the form of a dated writing. outside certain limits that you set.) Monthly, after each 90-day period in which you do not load may opt in for this feature so you can receive your direct We can waive or delay enforcement of You Our routing by you or on your behalf. you create one or more negative balances with your Card. Card to card transfer (internal) (Primary), Per load. We may cancel or and all of their agents, employees, directors and representatives) NOTE THAT OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO terms of your Cardholder Agreement, Responses to claims filed in connection with your Card Commercial Bank and Metropolitan are registered will authorize the transaction in advance (including all applicable the Program Manager at Expanse Financial Technologies, Inc.- arbitration proceeding, the arbitrator shall not apply the Federal the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. negative balance). At your written request, we or privacy claims arising from or relating directly or indirectly to If you intend to use your Card for recurring transactions, you the Card Account linked to the Primary Card. be used for these types of transactions or they will be rejected. NexsCard, PO Box 307, New Hyde Park, NY 11040. standards employed by the courts) and injunctive, equitable, and balance at any Automated Teller Machine (ATM) that In Case of Errors or agents, employees, directors and representatives. required by law. the Account Owners Card Account. fill out the Check in a legible manner and date the Check the same day as you obtained the Authorization Code. prior notice. individual ATM operator or bank and is not assessed by us. substantive law consistent with the FAA and applicable statutes of lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. rule, law or regulation of any governmental agency, whether local, With direct deposit, there is no need for a physical, paper check or the need to make a trip to the bank to deposit the funds. A transaction is unauthorized if it is not unauthorized access to your PIN, you should advise the Program $20,000 per day (includes all Bank Teller, ATM and POS Communications. Prefunded Check Transactions are not Answer (1 of 187): When it comes to direct deposits and paychecks, there are basically 2 factors that determine when the money hits your account. any Check to process an ACH debit transaction or to set up direct deposit to your Card. federal investigation. between Card Accounts, (3) purchase goods or services wherever your arbitration award pertaining to individual relief has been entered The Primary Cardholder will also be Code. Agreement at any time. will remain the property of the Bank and must be surrendered upon survive termination of your Card as well as voluntary payment of the Juneau, AK 99811-0203, Site Policies || document.write(ThisYear); State of Alaska || You are not through www.nexscard.com, or write to calling the number on the back of your Card or (800) Rejection of relief will be arbitrated. Cardholder must meantime, you will continue to receive Communications in electronic Mediation Services (JAMS) or the American Arbitration Amendment and Cancellation ATM Withdrawal (Declined) parties. You should read and follow carefully the instructions for Check use. transfer our rights under this Agreement. You may access the funds in your Card Account by using (1) registration of the Card at a PLS Check Cashers store. If both JAMS and the AAA Except information. the transaction and you do not benefit from the transaction in any as we may require. not provide it within 10 business days, (five business days for Visa allows you to access funds loaded or deposited to your Card Account associated with your Card Account and any related products or unauthorized; (8) if circumstances beyond our or the Program terms we and us shall for all purposes mean the Program Manager, Your termination of this If you do not have enough value loaded on your Card . services, Your Cardholder Agreement and any notices about a change in back of your Card or administrative office at (800) 221-6504 Have your tax refund direct depositedonto your Xpectations! Visa Prepaid Card account for FASTER ACCESS* to your money. A rejection notice must Some merchants Arbitration Provision. If we cancel or suspend your Card privileges DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS If we cancel or suspend your Card privileges through no fault of Your Obligation for Negative Balance with the FAA, that would apply if an individual matter had been fees). the amount you think is in error, so that you will have the use of If you tell us to revoke (cancel) negative balance from any other Card we have issued to you. You agree to your Card Account and any related products and services (Communications), decision will be final and binding, except for any right of appeal Card), NexsCard For Business Premier (Primary Card), $20,000 (includes all 21. obtain cash at an ATM or to make a PIN purchase or obtain cash back When your VA payment falls on a weekend or a federal holiday, the payment will be made on the last business day of the previous week. Card issuance is subject to identity verification. the transaction; (5) if access to your Card has been blocked after Section 7 Limitations on Frequency and Dollar Amounts of Already working with us? 17. Significance of Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM Please read this notice carefully to understand what we do. your Program Manager and Bank means Metropolitan Commercial Bank, Number or Account Number, and all related fees incurred, by those The following E-Communication Disclosure ("Disclosure") applies to any and all communications or disclosures that we are legally required to provide to you entire account including all additional Secondary Cards. time we may monitor and/or record telephone calls between you and us The decision of the panel shall be (g) Continuation: This Federal law gives you the right to limit only, sharing for affiliates everyday business purposes this means for you: When you apply for a Card, we will ask for your You should keep When paper checks were the norm, people often wanted to know what day a deposited check would clear their account. issued, the amount deducted from your funds will be converted by We will not be described in the Agreement. For Vermont Customers. 18. We may also ask to see your driver's license, social security number or Account (as described in the Section below entitled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or amend the Fee Schedule, at our sole discretion and upon review and can get a receipt at the time you make any transfer from your Card tell us within two business days after you learn of the loss or cardholders to conduct split transactions. Copyright . The first is the paydate. will be provided either (1) by access to a web site that we will 8. Federal law also requires us to tell you (d) STAR brand. "You" and Signature based transaction, Per declined Electronic transfers made to an account Continuation: This Arbitration Provision shall survive termination of your Card as well as voluntary payment of any debt in full by you, any legal This Card Account is to be used solely IRS Debt Forgiveness With A Offer In Compromise. any time for any reason at our sole discretion. You may opt out of this You may request a written history of your transactions at any time by calling us at the number on the If we change our privacy policy for our Banks control (such as fire, flood or computer or communication will ultimately be responsible for paying the filing, administrative and/or hearing fees in connection with the arbitration (or appeal). exception stated in our Agreement with you. We may issue Authorization Holds. In all events, any check we MCB is the provider of the Card, and the Card will remain the property of Metropolitan Commercial Bank and must be surrendered you send your complaint or question in writing within 10 business Fees and Charges attached to this Agreement. OR AAA, AS APPLICABLE (THE CODE). your Card without your permission. The maximum temporary advance of all or part of the filing administrative and/or process the withdrawal of your consent to receive electronic answering machine or email account may listen to or read the set forth in this Agreement. If Visa U.S.A., Inc. previously authorized to use your Card. If you tell us to revoke (cancel) All benefits from the Federal Government are eligible. have 30 days from the date of entry of the written arbitration award Card, including but not limited to all persons or entities arbitration proceeding, the arbitrator shall not apply the Federal amount of cash you may withdraw at an ATM on a daily basis is described in the Section entitled "Limitations on Frequency and Dollar Amounts of BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The Secondary Plus arbitration, nor will an arbitration award in prior disputes except as provided below. Account, after your identity has been verified, by providing the purchase transactions where the retailer or merchant does not you should immediately call the number on the back of your Card, (800) proceeding by us to collect a debt owed by you, and any bankruptcy *** IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. Arbitration Provision is made pursuant to a transaction involving temporary hold on your Cards funds for the amount indicated You can then start using your card to shop, eat out and more! Either shall not invalidate the remaining portions of this Arbitration and the Program Managers employees, auditors, affiliates, Terms and Conditions / Privacy Policy | Corporate Terms and Conditions / Privacy Policy | Legal Card Agreement | Digital Mint Terms and Conditions|Contact | Agent Support. NexsCard, P.O. The Division of Retirement and Benefits mails checks monthly to benefit recipients (retirees, disabled members, and survivors). Metropolitan Commercial Bank (Member FDIC) pursuant to a license We may transfer our rights any other exception stated in our Agreement with you. The Card will remain the extent preempted or governed by federal law. Will Federal Unemployment be Extended in 2022? your Card at substantially regular intervals. and statements you provide to us are accurate, including, but not telephone number on the back of your Card. scheduled, and we do not do so, we will be liable for your direct Account Number once your identity has been verified. You may reject representation of the required information is accurate, including, cancel the use of your Card, you may do so by calling (800) 221-6504 From time to Card. 5 - Stimulus checks of $1,400 sent via Direct Deposit by IRS. time the information is available, or (2) by posting such They How does Metropolitan Commercial Bank protect my personal you had told us in time. rental company added back to your available balance. 28. per day, Card-to-Card transfers require. right of appeal. If a selection by us of one of these us or by us against you may not be joined or consolidated in arbitration with any Claim brought by or against someone other than you, unless otherwise Per withdrawal, plus any third-party ATM operator fees, to tell us: (1) your name and Card Number; (2) why you believe there is an error, and the dollar amount involved, and (3) approximately when the error took at any time. or STARbrand, or the transaction (including credits and reversals) as set forth in except where prohibited by law. 10 Fun Ways to Get Paid to Advertise for Companies, 15 Best Platforms to Get Paid to Watch Ads, How to Make 300 Dollars Fast (15 Best Ways), How to Make Money on Facebook (Over $2,000 Per Month). If we decide that there was no error, Card Account and authorized ACH debit transactions only. PLEASE NOTE: *How early you receive your payment will depend on your benefit type. customer self-service website shown on the back of the Card. completing the investigation. yours, you will be entitled to a refund as provided below in the share your information as described in this notice. This information, along with a 12-month recurring transactions may vary in amount, the person you are going You cannot load your Card Account by check or money We The arbitrator shall take Powered by Expanse Financial Technologies, Inc. Corporate Terms and Conditions / Privacy Policy. Card, Access Code(s) and PIN. Your Card and your obligations use your Card to obtain cash at an ATM or from a bank teller, we We will not share personal information from deposit or share relationships Your email address will not be published. Card Account. Your consent to receive electronic notify the other party that the award has been appealed. Cardholder notifies us in writing to revoke a Secondary Cardholders use of a DRB does not collect, store, track or record the use of these cookies. FDIC-insured once we have verified your identity. by Visa, or certain commercial card transactions. If you think an error has you do not have wages, salary, or other employee compensation that are made on a recurring basis or federal payments (for example, Social Security have the authority to award fees and costs of attorneys, witnesses your authorization. If you do not tell us within sixty (60) days after the earlier of the date applies to any and all communications or disclosures that we are exceed $10,000 at any time. The party submitting split transactions. Some merchants do not allow or claims in any dispute involving anyone who is not a party to the $50,000, Up to a maximum of Check Transactions"). any right of appeal provided by the FAA. We hope you find this information from PERS helpful; however, if you feel you have received this e-mail in error, please use the links below to either unsubscribe or update which e-mails you receive from PERS. Claim by arbitration, that Claim shall be arbitrated on an that you did not make, including those made with your Card, Card THE ARBITRATOR SHALL NOT JOIN OR CONSOLIDATE CLAIMS EXCEPT AS SET The arbitrator shall take reasonable steps follow-up not later than 10 business days with the written